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Medicare Part B premium has averaged an increase of 5.25% per year since 2005. If that trend continues, a 65 year old in 2019 would pay approximately $40,730 ($81,460/Couple) in Part B premium alone by the age of 80! That does not include a Part D Prescription Drug Plan, a Medicare Supplement Plan, Dental, Vision or Hearing. Making a plan and professionally reviewing it routinely, will help keep your Medicare related costs in check. https://images.squarespace-cdn.com/content/v1/5c5c65d0b2cf79e57c2a6452/1555374030207-QMISW0UTYBZ420BE73N1/Retirement+Savings_Superior+Retirement+Services.png . When most people retire, they rely on predetermined plans for retirement income. Those include; Social Security, Company Pension Plans, 401k, 403b, IRAs, SEPs. Many folks also have retirement savings in Stocks, Bonds and Mutual Funds. No matter which plan(s) you have, you will have to make decisions to ensure you do not lose or run out of, your hard earned money. We assist you in establishing a solid retirement plan. We are your Safe Money People. Younger working people need to start and/or continue planning their retirement as early as possible in order to ensure a comfortable retirement. Having a solid plan early can lead to a relatively carefree retirement. https://images.squarespace-cdn.com/content/v1/5c5c65d0b2cf79e57c2a6452/1555374046436-E88AVGHA94QHFL3RNV4C/Life+Insurance_Superior+Retirement+Services.png . Many companies offer Life Insurance… Unfortunately, most of those plans end the day you retire. We offer a large variety of life insurance. Life insurance needs change over time. 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